@article{bellifeminecouturiertozzo_wp2026,
  author  = {Bellifemine, Marco and Couturier, Adrien and Tozzo, Jacopo},
  title   = {Can't Lend or Won't Lend? Beliefs and the Macroeconomics of Financial Crises},
  journal = {Mimeo},
  year    = {2026}
}